Get Started — Easy Furniture Financing Made Simple
At Melissa Furniture, we make furnishing your home both beautiful and budget-friendly. Choose from trusted financing and lease-to-own options to take home your favorite pieces—today.
A Look at Your Options
We offer multiple financing routes to ensure you can find a plan that works best for your financial situation. Here’s a quick overview of the different types of financing we provide:
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Traditional Financing (Credit Check): These options are ideal for customers with good or excellent credit. They perform a credit check and often provide longer-term plans and revolving credit accounts.
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Alternative Financing (No Credit Needed): These options are great for customers with little to no credit history or less-than-perfect credit. These plans focus on your ability to make payments, not just your credit score.
Traditional Financing (Credit Check)
| Option | What Makes It Great | Apply Now |
| Synchrony | Offers promotional financing with 0% APR for qualifying purchases. A great option for customers with good credit who can pay off their balance during the promotional period. | Apply with Synchrony |
| Vive | Provides a variety of revolving credit products for consumers who may not qualify for traditional financing, serving as a valuable second-look option. | Apply with Vive |
Alternative Financing & Lease-to-Own
| Option | What Makes It Great | Apply Now |
| LendPro | Fast application that submits to multiple lenders at once—get pre-approved in seconds. | Apply with LendPro |
| Progressive Leasing | Flexible lease-to-own plan tailored for furniture—use now, pay over time. Approvals up to $3,000. | Apply with Progressive |
| Kornerstone Credit | Get approved for up to $5,000. Features a 90-day purchase option and can help you build your credit. | Apply with Kornerstone |
| Snap Finance | Lease-to-own & installment loans available for all credit types. Approvals up to $5,000. | Apply with Snap |
| Kafene | Lease-to-own plans with approvals up to $5,000 and a 90-day purchase option. | Apply with Kafene |
| Sezzle | Buy now, pay later with 4 easy, interest-free payments. | Apply with Sezzle |
How It Works
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Select the furniture you love.
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Apply with one of our partners above.
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Get approved—often instantly.
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Enjoy your purchase and pay it off on your own schedule.
Why Shop With Us?
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Simple, fast applications tailored to all credit types
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Multiple financing routes to pick what works best for you
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Take home your furniture today—no waiting, no hassle
Helpful Reminder
The price shown is usually just the down payment. Your total cost and monthly payments will vary depending on the plan you choose. For more information, please visit our main financing page or contact us directly.
Melissa Furniture
Park Plaza Mall, Little Rock, AR
📞 501-444-2727
Shop online: www.melissafurniture.com